I’m aware of LibreOffice Calc, but it’s only on desktop. It’s good for monthly outlook, but I need something for day-to-day. CryptPad is another, but I’ve heard its sheet section is a bit buggy, and it being browser only is another bummer. I also have Standard Notes sub as well, but I’ve not been quite figure out how to use formula/graphs on it effectively (if anyone could guide me to some documentation, I’d much appreciate it).