It cannot provide any additional privacy for Ethereum and ERC20 tokens because the account’s ETH address is always the same. The same fact probably stands for ETH competitors like Tron.
Cake wallet might provide some obfuscation if it is using new addresses for BTC or LTC each time. This is far from the privacy level Monero provides.
Yeah the 51% thing seemed a bit dubious and is partially why I said
OTOH, regardless if its actually true, if its causing skepticism in the market it can still play a role in decreasing XMRs value.
Well, Monero is not a stablecoin.
I would personally be wary of associating with potentially far riskier token holders than I in this fashion. I wouldn’t consider it out of the question that USDC wouldn’t freeze these assets just because of the size of DAI, if regulators believed USDC was being abused by some users via DAI. Just my 2¢ though 
bullrun/altseason is every 3-5 years, if you dont want to loose and still be anonymous you can sell at top of bullrun (probably early 2026, but i might be of wrong) for cash and buy at bottom XMR again. But i suggest to compare xmr against btc not FIAT - inflation, money printing it makes fiat less and less worth
Maybe offtopic but even if you decide to buy often (which is sensible), do not buy the exact (or close to) amount that you’ll spend immediately, particularly if you’re buying from a kyc exchange
Buy once in a KYC exchange, then use Haveno. But agreed on the point.
crypto is essentially antithetical to privacy as all transactions are stored forever and bound to whatever KYC or service purchased. You are on the right track purchasing outside KYC as there are a few marketplaces of face to face sales or online versions thereof from jurisdictions who also don’t care about KYC. You would want to vary the merchant as you would spend not extending say a VPN service but creating a new account with each spend and then using this VPN as the inner nested service to a different VPN.
There are GC for crypto available at some gaming platforms but the fun there I have experienced rejection of cash prepaid credit cards. SUS. Then the crypto place itself upon GC processing sometimes requires “minimal” KYC of a mobile number. That’s also as egregious as a state ID card.
There are crypto remixers but someone else with that experience need weigh in as the risk starts about $220 USD.
A lot of actual criminal activity is done by buying Litecoin on an exchange, swapping for monero, spending the monero, the seller then swaps monero for a final store of value. Then the only on-record transactions that have happened are buying the litecoin and the swap for monero but no one know who the monero was sent to or for what purpose. Litecoin is preferred for this over Bitcoin because it has lower fees, but bitcoin is preferred as an investment because it has won market dominance.
“Stablecoin” itself is a misleading in some ways because the value of fiat currency is not stable. If your currency is inflating, then it is losing value, this just happens invisibly.
Downside worry of losing money has to be balanced with the risk of losing money by holding fiat currency and inflating it away. The risk of being down 30% is not that serious if you are talking about $30 in the first place. That’s basically the price of buying lunch twice. Being in the crypto world means thinking more rationally and not emotionally about money, which is difficult to do.
Bitcoin is obviously not private, but it’s also the best store of value/protection from fiat, so you have to take this into account given all your available options. Realistically a decent option for a lot of people will be buying and holding Bitcoin for the long game as an investment, buying monero as needed to transact privately, and potentially using a 3rd currency to more easily buy and swap for monero as needed.