My bank uses five digit PIN code to access the account, and some weird PhotoTAN method for extra security but that is it. I think using a password manager would be like discovering fire or wheel for those banking people
Zero apprehension - actually I have apprehension if the credentials aren’t in my password manager.
20+ year Keepass user here. But do have backups/exports in safe places and try some scenarios, such as, phone is at the bottom of a lake, or raging block fire consumes your residence. No matter if your passwords are in a Keepass database, zero knowledge encryption at Bitwarden or Proton, or saved within your web browser.