One of my few friends who uses a password manager makes it a point to remember his bank password too. I personally donāt think itās necessary.
The only password that I know and deliberately made a point to remember is the master password to my password manager. That is it. I donāt know my e-mail password by heart, or any other password by heart.
That said, I understand why in an extreme scenario, one would want to remember the password to the e-mail account they use for their password manager. I personally donāt.
WRITE YOUR PW PHYSICALLY IN A SECRET NOTEBOOK
However, I am not against the idea of physically writing down your password mangerās master password and your e-mail password on a piece of paper that is safely hidden.
I personally recommend writing it in a notebook that is safely locked and hidden, and use an invisible ink pen, which will require a UV flashlight to see the password. If you have something written on the page with a real pen, that can be a decoy too.
Like you OP, I only use longs passphrases. I donāt recommend using random characters, especially if youāre going to secretly write down your password, because in time, you might not recognize your own handwriting, and confuse a 5 with S, or a dot with dash, etcā¦
Just use a passphrase like:
Affluent-crab-finishes-300-gorgeous-minibikes!
EMERGENCY CONTACT
Iām not currently in a relationship, and one of my biggest concerns is how do I let family/next of kin access my password manager is something happens to me. If youāre in a long term relationship, you can tell your partner about the secret notebook and its location. But I wish password managers has a mechanism for these scenarios. I know 1Password has one, but itās only if you and your family member both use 1Password. In my opinion, it shouldnāt work that way.
I think that say, if you use your password manager every day like I do, they should be a rule that dictates that if you havenāt logged in a week or a month, an emergency contact is immediately reached out to to access your account. That emergency contact should have a verification process and a limited time to respond.