Do you really only have one account for “paying bills”? Between utilities, rent/mortgage, and cell service I don’t understand how this could be accomplished. Do you just avoid any games that use their own launchers requiring you to sign up for their service and not make use of sites like gg.deals? Do you never have to pay people using payment services? Do you not need any kind of account for transportation/travel? I know this was already brought up but I also cannot comprehend how you would not need any kind of account for work/school lol that makes no sense to me unless you freelance or something.
So which of the 6 you listed is the gov/healthcare one?
I also don’t really think it matters much how many active accounts a person has if they use alias data. I’m not even sure deleting accounts really does much in most cases to actually remove data from a company’s servers