2 years ago, when I knew a lot less about privacy, I opened a NatWest bank account in the UK on a family member’s iPhone (I use a BlackBerry Curve as my phone for privacy). NatWest use a provider named HooYu to scan your face and passport. I stupidly did this instead of opening an account in branch or with another bank. They said they wouldn’t use it for any other purpose but I know they’d only get a small fine if they did. I also gave my mobile number and email. Is it likely they shared my face and passport with other sites that have my number and email? I created a Google account 3 years ago but deleted it this year.
They could have however there is little you can do about it. The best is to learn from the mistake and move on. However I will say that they are far less likely to share your passport and face scan due to PII GDPR Laws.
This is something I am skeptical about too. I don’t like the idea of them keeping my info. Anything beyond my ID is not ok. Also, I am curious, if you open your account at the bank, it will make a copy of your ID. Do they keep that copy for themselves? Or do they share it with HooYu? Because I would not be comfortable with the latter.
It’s also my understanding that even if you opened your account at a branch, many banks increasingly now require facial ID verification to access your account on the app. Meaning that every time you want to do a transaction, you gotta show your face. I don’t like that.
My experience: constant video verification
I recently locked myself out of one of my bank’s app because I had forgotten my app pin. I rarely use that account. I had to record multiple videos to prove my identity. I had to record the first video to prove I am the owner of the account. Once that was done, my pin was revealed to me. However, when I wanted to unfreeze my card, I had to do it again. Installed the app on a new phone, and again I had to record a video. It was very frustrating.
Unfortunately, that is unavoidable. What I also find annoying is that some banks won’t accept your phone number if it’s from another country. In other words, if you’re in a UK bank, and you want to give an Japanese number as your contact, they won’t allow you to do so.
It’s possible. You’re right to be mistrustful.