I was looking forward to mobile payments on grapheneos but I guess that this will have to wait as well
For people living in Spain, Germany, the Netherlands and Portugal, Openbank is also an option. They also have their own implementation to pay with your phone, without Google.
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Huh, their website doesnât have any information about that as far as I can tell. https://www.openbank.de/mobile-payment
With credit cards, can one expect any privacy? Donât the underwriter (bank), issuer (partner), holder (wallet), processor (network), debitor (ex : point of sale) already collude to share/sell purchase/sales information (ex: MasterCard docs / mirror).
Your point isâŠ? By singing up for âdata analytics opt outâ I no longer have to worry about all of credit card data as handled by issuers, underwriters, debitors, and partners?
To opt-out from our anonymization of your personal information to perform data analyses
Ominously worded.
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It still requires you to install Google Pay first so it doesnt work without Googleâs services as you state.
Both Curve and OpenBank (as a suggested alternatives) BOTH make use of Google Pay thus sell your personal data to the latter party. In fact, Curve has been (partly) acquired by PayPal which in its turn is partly owned by BlackRock; you know the elitsm company of which itâs CEOâs take part in the World Economic Forum. Those that basically control everything.
Donât wanna burst your bubbles out there but so far for your 'privacyâcough. Privacy is just a farce just like âDemocracyâ
the point was never about privacy. Itâs for those using GrapheneOS that want to use Contactless payments, provided the alternative and the fact that they already use Credit cards. Also especially if for the fact that all banks are abandoning their own solution in favour of those invasive ones like Google pay.
one of them would be me and I bet others.
With that said devilâs advocate I would refer to what @phnx shared which is opting out of the Credit card part and the rest is up to research.
I guess your telling this to like 80% of the responders that go about privacy stuff. I just shared some additional info about itâs non existence 
Iâm having a similar experience with them. I contacted their DPO with regards of exercising some of my GDPR rights. They acknowledged that they received my request, but never replied again. They arenât replying to any of my followups either. I really wanted to use Curve and was willing to get the premium membership, but I no longer trust them.
I used Openbank in the past. They are nice as a bank, with actual customer service, a responsive DPO etc. Expensive for international or multi-currency use though. And I found their mobile payment implementation a bit buggy and unreliable so I couldnât trust it working enough that I could leave my wallet at home. But after my other two banks dropped support for mobile payments, and after Curve proving that itâs not a trustworthy company, I might have to go back to using Openbank.
not to mention very limited country availability now, rip