Hi,
This is my first post here, even though I’ve been following/reading Privacy Guides for a few years 
Since the problems I ever more experienced lately with Revolut, I was wondering if anybody here knows any good banking app/website, which allows its webapp/website to be used independently from the smartphone app. I know that many not online/digital-first banks offer this, but they are often present tricky issues with the with their rather long and slow procedures and so on. I know about the GrapheneOS compatibility list and some possible suggestions from it; such as N26. But, the problem with N26 (even though, at the moment its app doesn’t yet show problems when not using stock Android), is that its webapp depends strictly on the smartphone’s app, potentially recreating the same problematic vicious circle like Revolut, that whenever you have problems with the smartphone’s app, the webapp becomes practically useless..
I could cite some examples/experiences like the one I had with N26, as you can imagine, I guess. But you get the picture, I think.
So, without becoming too long: any advice/experience to share?
Thanks a lot!