well as @Catalyst2422 put it, a person I am very much sympathizing with
so well have fun disputing fraudulent transactions in your debit card meanwhile we enjoy disposable virtual and virtual debit cards that we can get rid of anytime it gets compromised before further harm happens without needing to call the bank to replace it and assuming they got an up and running 24/7 line and hopefully the line isn’t down by then or very understaffed.
[If you do use credit card yes fraudulent protection is strong here but still]
We don’t have to solve any riddle, it’s not the point.
Nobody stops you to use Revolut if you find it convenient, it’s just not a privacy tool thus it should not be recommended.
Chaining bank accounts and get profiled in the process thinking to gain confidentiality is delusional privacy theater.
To my understanding, the question was not if PG should recommend services to non-US people. It’s if PG should recommend services that are not available in English or exclusive to regions their team doesn’t have access to.
That said, I get your point, and appreciate your effort.
Does this mean that Revolut’s virtual card can’t have a fake name like BUGS BUNNY?
I think a few people in this thread have a fundamental misunderstanding of what these services offer.
They are to provide privacy from the merchant. Not from the bank or card provider.
The existing article ( Financial Services - Privacy Guides ) makes it clear that using your bank or credit card providers system is preferable to using a third party service to do this. Revolut is a bank (in some jurisdictions, a payment service provider in others). Privacy.com and MySudo are third party services.
therefore meets the minimum criteria set by privacy guides since also in my experience you dont have to put a real address nor name And do not give me the “It’s tied to your name” excuse until you have solid evidence, you can enter a fake name to the merchant,period.
Don’t know what is your goal, but I wouldn’t name revoult privacy or anonymity app. Maybe better than normal banks in context of freedom of transactions, however many people had still problems with closing accounts without much info why. And of course they know all transactions and irs or other tax authorities still know all transactions, most banks in countries around world have agreements about sharing info of clients transaction
when did I call revolut a privacy or anonymity platform? It is about privacy with the merchant and main bank, like privacy.com, like MySudo, it covers specifically to those, not to revolut being private and anonymous please read threads before making posts.
Not mentioning privacy.com and MySudo isn’t any better with privacy.com also requiring KYC regardless
also the goal is already stated, hence the lack of reading the thread, I especially advising reading mine and @Catalyst2422’s posts at the same time.
Revolut meets the minimum criteria for card masking and has been explicitly clear in the financial services section of privayc guides that if your bank provides virtual cards themselves, use that instead so you do not trust another party..
And that’s another one to “Did not read the thread” on the list. I wonder how much I will have of that this year.
And for the love of god let this serve as a reminder to read threads or replies before making posts like that
with that said you do have a valid point, I had a discord whose revolut’s account was closed for no reason if not a non-reasonable one.
and for the transactions, I made that very clear, it is a you (not limited to you, just in general) for not reading the warning and clarification provided
I thought the point of that notice is that if the bank you already use offers a virtual card service, its preferred. The way you are writing it makes it sound like Revolut is better because its a bank, which I do not think was the point. If you use Revolut as just a virtual card provider and not as your bank, it does not matter what it is classified as. Possible I just misunderstood.
It seems like the debate is really over how often this occurs in the EU vs the US since it seems like there isn’t much difference between the two, in terms of what information has to be provided, if one happens.
Below is what I could find on the MasterCard version of it, since that seems to be what most Virtual Cards are.