Mac Terminal bypasses TCC (and u can't do anything abt it?)

Try to run “ls ~/Documents” (edit: on admin account) and u get normal permission prompt that Terminal is trying to access a tcc protected folder…

but then run sth else like “cat ~/Documents/flowers.txt” and it will print out the file without asking or having any permissions (Full disk access is off too)

Can anybody explain this behaviour and any way to disable this?
Couldn’t any malware (non-sandboxed process) abuse this?

I’m on a Standard user, Terminal has no permissions and the command brings up a permission prompt to access Documents.

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yeah im on an admin user… i guess i made the wrong choice after reading from several sources that running the admin account day-to-day is completely fine on mac…

Going to test if these implicit permissions are tied to some kind of user opened terminal session only (I hope), or are they present for scripts too.

EDIT: Its all too confusing for me.