I’m glad you’re in a place where you can trust your bank to not sell all your data 
Halocard is cool because they’re at least trying to be privacy focused in an industry where this is almost unheard of.
Also, for the “honeypot” thing: I work for Cape, the privacy focused MVNO. Go and google “Cape honeypot” and see how much we’re called a honeypot 
Just because a company is trying to do privacy in a field that’s heavily regulated and primed against it, it doesn’t mean the thing is automagically a honeypot.