90-Day Password Policy necessary?

My company is implementing a 90-day password refresh policy in a month. We have 2FA enabled. What does “the book” say about a policy like this? Is it still relevant or necessary?

I’m friendly with the IT director and can have a conversation with him before this policy is in place. But before that, I want to make sure my instinct that there are less taxing, more secure solutions (e.g., password management training, passphrases, etc.) has merit.

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If your 2FA is mandatory, then the book says this is a stupid idea lol

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Changing passwords often is always a good thing. But if you already employ a password manager and create and use very strong passwords, then this becomes problematic and almost unnecessary especially when you have non SMS 2FA enabled.

Because creating new strong passwords every 3 months that you have to remember is going to be a pain in the ass. People are going to create easy to remember unsafe passwords that defeats the purpose somewhat is you ask me.

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This just results in:

Dumbpassword01
Dumbpassword02
Dumbpassword03

And that’s it. It’s generally dumb with MFA.

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I can’t speak to the security relevancy but I will say, a lot of these policies are set for insurance reasons. Insurance companies will have security rules they want companies to follow otherwise they have higher premiums.

Source: I work in IT and constantly have to remind our CEO that he doesn’t want to spend thousands of extra dollars a year in insurance just because his Authenticator annoys him.

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Caveat to this is that if there is a leak of passwords, the rotation will prevent a basic enumeration attack. But anyone who could see plaintext passwords would immediately know to try increment the value.

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