I think I will move to M365 Business. For myself I will get Business Premium, for wife and kid I will get Business Basic + Microsoft Defender for Office 365 (Plan 1). Password Manager will be 1Password. For photos I am thinking about moving from Google Photos to Ente but price of Ente is too high and I am not sure if it will worth it. If Ente team can match the price of Google One (2 TB) then I can move. I am paying 499 TRY (around 17,5 Euro) for Google One 2 TB.
I couldn’t find a replacement for SimpleLogin, most likely I will continue to use it. I checked addy.io but it didn’t seem be reliable compared to SL.
I also checked Google Workspace but many people are saying that it is good for collabration but good enough to replace MS Office suite, so MS seems to be better option here.
I asked Proton for refund for my remaining time, and also asked if refund is not possible would it be possible to add that money for usage of SL Premium. Let’s see what they are going to say.