If your phone is your primary device and there are things on it that you can’t afford to lose then your situation is different.
There are *definitely* things on my phone saved that I absolutely cannot lose access to. They are my life.
Cost might be an issue but setting up a NAS should not be a barrier. I haven’t worked with all brands and models but I have set up several over the years and most are very straight forward.
Thank you. For me, the more I research into this the more I’m inclined to set one up. However, I still have a niggling voice that makes be scared to start unless I have 1:1 help. I’m terrified of losing (very important) data.