I don’t think Steam’s voice or text chats are E2EE from what I could find. Maybe y’all can find info on that though.
I haven’t used Steam for a few years either. I couldn’t pass the CATCHPA to reset my password on a new PC. Now I use GOG and haven’t looked back. Steam isn’t incompatible with privacy but I was less careful in the past. My account is almost old enough to vote. In the age of AI I wouldn’t consider non-E2EE voice chat.
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If your chats are already considered SFW then maybe you can continue without verification.